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Fort Worth city, TX

ZIP 76104 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76104

Median Home Value
$145,000
Median Rent
$1,208
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$931/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76104 in Fort Worth city, TX, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $931. That sits below the local median household income ($56,848), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
38.3%-41% vs US avg
x
Vacancy Rate
18.3%+78% vs US avg
x
Broadband Access
74.2%-15% vs US avg
x
4+ Bedrooms
0.5%-96% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
4.0%-42% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
58.5%+53% vs US avg
x
$145,000
Home Value
$1,208
Rent
1978
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.1%
  • 1-unit attached2.7%
  • 2-9 units13.4%
  • 10+ units32.9%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$145,000
Median rent$1,208
Owner-occupied38.3%
Vacant18.3%
Price-to-income2.6x
Est. income to buy$40,000