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Keller city, TX

ZIP 76248 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76248

Median Home Value
$545,100
Median Rent
$1,818
Affordability Snapshot
$150,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,502/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76248 in Keller city, TX, a household would need roughly $150,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,502. That sits below the local median household income ($169,391), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.2%+23% vs US avg
x
Vacancy Rate
2.1%-79% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
14.3%-4% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
24.8%-50% vs US avg
x
Mortgage-Free
28.2%-26% vs US avg
x
$545,100
Home Value
$1,818
Rent
1999
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.6%
  • 1-unit attached0.9%
  • 2-9 units4.2%
  • 10+ units8.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$545,100
Median rent$1,818
Owner-occupied80.2%
Vacant2.1%
Price-to-income3.2x
Est. income to buy$150,000