US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 76259
  5. Housing & Real Estate
Ponder town, TX

ZIP 76259 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76259

Median Home Value
$356,600
Median Rent
$1,014
Affordability Snapshot
$98,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,291/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76259 in Ponder town, TX, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,291. That is roughly in line with the local median household income ($94,433). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.0%+19% vs US avg
x
Vacancy Rate
0.4%-96% vs US avg
x
Broadband Access
82.5%-5% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
8.1%+18% vs US avg
x
Rent Burden >30%
34.4%-31% vs US avg
x
Mortgage-Free
35.7%-6% vs US avg
x
$356,600
Home Value
$1,014
Rent
2004
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.5%
  • 1-unit attached1.2%
  • 2-9 units0.2%
  • 10+ units0.8%
  • Mobile home & other19.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$356,600
Median rent$1,014
Owner-occupied78.0%
Vacant0.4%
Price-to-income3.8x
Est. income to buy$98,000