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Ringgold CDP, TX

ZIP 76261 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76261

Median Home Value
$78,300
Median Rent
N/A
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$503/mo PITI).

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 76261 in Ringgold CDP, TX, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $503. That sits below the local median household income ($39,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.2%+24% vs US avg
x
Vacancy Rate
17.5%+70% vs US avg
x
Broadband Access
76.5%-12% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
79.7%+109% vs US avg
x
$78,300
Home Value
N/A
Rent
1972
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.3%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units13.6%
  • Mobile home & other31.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$78,300
Median rent$-666,666,666
Owner-occupied81.2%
Vacant17.5%
Price-to-income2.0x
Est. income to buy$22,000