ZIP Code 76402 — Stephenville city, TX Demographics & Data

ZIP code 76402 covers Stephenville, TX in Erath County with a population of about 769.

At a glance, the area shows median age of 19.3 versus a U.S. median of about 38.9.

It sits in telephone area code 254; U.S. House district TX-25; the DALLAS - FT. WORTH media market.

Stephenville, TX sits in a university / college context (near tarleton state university (0.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

On socioeconomic markers, US5 shows a unemployment rate near 18.8%.

Labor and commute patterns include leading industry context around Retail trade, Food services, and Education; about 2.6% of workers reporting work-from-home (about 12.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

FEMA’s National Risk Index rates natural-hazard risk for Stephenville city, TX as Relatively Low (composite score 75.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (95.5) and flood (72.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stephenville city, TX show little to no average snow and around 34.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 76402 (Stephenville city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.