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Graford city, TX

ZIP 76449 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76449

Median Home Value
$268,000
Median Rent
$665
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,722/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76449 in Graford city, TX, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,722. That is roughly in line with the local median household income ($70,819). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 64% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.8%+27% vs US avg
x
Vacancy Rate
64.2%+524% vs US avg
x
Broadband Access
86.2%-1% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
8.5%-34% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
7.5%-85% vs US avg
x
Mortgage-Free
63.9%+67% vs US avg
x
$268,000
Home Value
$665
Rent
1987
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.3%
  • 1-unit attached1.0%
  • 2-9 units7.5%
  • 10+ units0.0%
  • Mobile home & other17.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$268,000
Median rent$665
Owner-occupied82.8%
Vacant64.2%
Price-to-income3.8x
Est. income to buy$74,000