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Ranger city, TX

ZIP 76470 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76470

Median Home Value
$64,000
Median Rent
$530
Affordability Snapshot
$18,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$411/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76470 in Ranger city, TX, a household would need roughly $18,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $411. That sits below the local median household income ($38,523), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.3%-3% vs US avg
x
Vacancy Rate
22.4%+117% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
7.7%-40% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
9.7%-80% vs US avg
x
Mortgage-Free
66.5%+74% vs US avg
x
$64,000
Home Value
$530
Rent
1968
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.6%
  • 1-unit attached2.7%
  • 2-9 units9.3%
  • 10+ units4.9%
  • Mobile home & other20.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$64,000
Median rent$530
Owner-occupied63.3%
Vacant22.4%
Price-to-income1.7x
Est. income to buy$18,000