ZIP Code 76527 — Florence city, TX Demographics & Data

ZIP code 76527 covers Florence, TX in Williamson County with a population of about 4,686.

At a glance, the area shows median age of 39.5 (near the U.S. median).

It sits in telephone area code 254; U.S. House district TX-31; the AUSTIN media market.

Median household income in ZIP 76527 is about $83,533 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.8%; unemployment rate near 2.9%; 20.5% of adults with a bachelor’s degree or higher (about 13.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Public administration, and Retail trade; about 20.3% of workers reporting work-from-home (about 5.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $370,400 — about 6% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $604 (about 48% below the U.S. median rent ($1,163)), and owner-occupancy near 74.1% (about 8.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76527 in Florence, TX, a household would need roughly $102,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,379. That is about 22% above the local median household income ($83,533), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Florence city, TX as Relatively Moderate (composite score 90.1), which is among the highest nationally. The strongest component scores on US5 are flood (91.3) and wildfire (87.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Florence city, TX show little to no average snow and around 37.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 221 for ZIP 76527 (Florence city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.