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Jarrell city, TX

ZIP 76537 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76537

Median Home Value
$272,200
Median Rent
$1,592
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,749/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76537 in Jarrell city, TX, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,749. That sits below the local median household income ($96,067), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics

Newer development area (22% built after 2014)

Owner Occupied
80.8%+24% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
93.1%+7% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
0.3%-97% vs US avg
x
Built Post-2014
22.1%+221% vs US avg
x
Rent Burden >30%
22.0%-56% vs US avg
x
Mortgage-Free
16.8%-56% vs US avg
x
$272,200
Home Value
$1,592
Rent
2015
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.8%
  • 1-unit attached2.7%
  • 2-9 units4.2%
  • 10+ units1.1%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$272,200
Median rent$1,592
Owner-occupied80.8%
Vacant4.1%
Price-to-income2.8x
Est. income to buy$75,000