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Killeen city, TX

ZIP 76541 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76541

Median Home Value
$97,500
Median Rent
$673
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$626/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76541 in Killeen city, TX, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $626. That sits below the local median household income ($36,739), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
23.5%-64% vs US avg
x
Vacancy Rate
17.2%+67% vs US avg
x
Broadband Access
82.6%-5% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
25.5%-49% vs US avg
x
Mortgage-Free
66.4%+74% vs US avg
x
$97,500
Home Value
$673
Rent
1971
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.9%
  • 1-unit attached6.8%
  • 2-9 units21.3%
  • 10+ units29.5%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$97,500
Median rent$673
Owner-occupied23.5%
Vacant17.2%
Price-to-income2.7x
Est. income to buy$27,000