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Killeen city, TX

ZIP 76542 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76542

Median Home Value
$228,500
Median Rent
$1,042
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,468/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76542 in Killeen city, TX, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,468. That sits below the local median household income ($72,891), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.6%-1% vs US avg
x
Vacancy Rate
5.3%-49% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
1.6%-78% vs US avg
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
28.0%-27% vs US avg
x
$228,500
Home Value
$1,042
Rent
2002
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.5%
  • 1-unit attached3.4%
  • 2-9 units15.5%
  • 10+ units6.2%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$228,500
Median rent$1,042
Owner-occupied64.6%
Vacant5.3%
Price-to-income3.1x
Est. income to buy$63,000