What to know about ZIP 76547
ZIP code 76547 covers ZIP 76547 with a population of about 2,408.
At a glance, the area shows median age of 22.8 versus a U.S. median of about 38.9.
It sits in the WACO - TEMPLE - BRYAN media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP 76547 is tagged as a military / base community. Loading DoD locality rates… Rates are a planning reference — confirm with finance or the official DTMO BAH lookup.
ZIP code 76547 covers ZIP 76547 with a population of about 2,408.
At a glance, the area shows median age of 22.8 versus a U.S. median of about 38.9.
It sits in the WACO - TEMPLE - BRYAN media market.
ZIP 76547 reads as a military / base-oriented community on US5’s intent model (elevated veteran share (30.3%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.
US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.
Median household income in ZIP 76547 is about $54,281 — about 28% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 14.5%; unemployment rate near 20.6%; 39.2% of adults with a bachelor’s degree or higher (about 5.5 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Public administration, Healthcare, and Retail trade; about 3.4% of workers reporting work-from-home (about 11.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $168,000 — about 52% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,151 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 19.4% (about 46.0 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 76547, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,079. That sits below the local median household income ($54,281), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.