ZIP Code 76566 — undefined, TX Demographics & Data

ZIP code 76566 covers TX in Coryell County with a population of about 387.

At a glance, the area shows median age of 52.1 versus a U.S. median of about 38.9.

It sits in telephone area code 254; U.S. House district TX-31; the WACO - TEMPLE - BRYAN media market.

Median household income in ZIP 76566 is about $139,342 — about 85% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.6%; unemployment rate near 14.3%; 29.5% of adults with a bachelor’s degree or higher (about 4.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Education, and Healthcare; about 34.6% of workers reporting work-from-home (about 19.4 points above the U.S. share (15.2%)); a mean commute of about 66.0 minutes (U.S. average near 26.8).

Median home value is about $239,800 — about 31% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.8% (about 28.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76566 in TX, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,540. That sits below the local median household income ($139,342), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TX as Relatively Low (composite score 63.4), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (83.2) and flood (63.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TX show little to no average snow and around 31.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 76566 (TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.