ZIP Code 76666 — Mertens town, TX Demographics & Data

ZIP code 76666 covers Mertens, TX in Hill County with a population of about 245.

At a glance, the area shows median age of 29.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 254, 430, 903; U.S. House district TX-6; the DALLAS - FT. WORTH media market.

Median household income in ZIP 76666 is about $43,889 — about 42% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 1.6%; 6.7% of adults with a bachelor’s degree or higher (about 27.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Education, and Food services; a mean commute of about 123.0 minutes (U.S. average near 26.8).

Median home value is about $91,500 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $525 (about 55% below the U.S. median rent ($1,163)), and owner-occupancy near 50.0% (about 15.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76666 in Mertens, TX, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $588. That sits below the local median household income ($43,889), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mertens town, TX as Relatively Low (composite score 73.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (82.2) and hurricane (65.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mertens town, TX show little to no average snow and around 38.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 76666 (Mertens town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.