ZIP Code 76701 — Waco city, TX Demographics & Data

ZIP code 76701 covers Waco, TX in McLennan County with a population of about 1,732.

At a glance, the area shows median age of 33.9 versus a U.S. median of about 38.9.

It sits in telephone area code 254; U.S. House district TX-17; the WACO - TEMPLE - BRYAN media market.

Waco, TX sits in a university / college context (near baylor university (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 76701 is about $24,593 — about 67% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 40.2%; unemployment rate near 7.3%; 31.9% of adults with a bachelor’s degree or higher (about 1.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Manufacturing; about 9.9% of workers reporting work-from-home (about 5.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show median gross rent around $826 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 13.3% (about 52.2 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Waco city, TX as Relatively Moderate (composite score 91.2), which is among the highest nationally. The strongest component scores on US5 are wildfire (90.0) and flood (88.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Waco city, TX show little to no average snow and around 37.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 82 for ZIP 76701 (Waco city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.