What to know about ZIP 76714
ZIP code 76714 covers ZIP 76714 with a population of about 4,230.
At a glance, the area shows median age of 36.3 versus a U.S. median of about 38.9.
It sits in the WACO - TEMPLE - BRYAN media market.
,
ZIP Code 76714 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
4,230
Density
N/A
Median income
$38,965
-48% vs US avg
Home value
$171,700
-51% vs US avg
Median rent
$881
-24% vs US avg
Timezone
N/A
Overview of ZIP Code 76714
Income and economy in ZIP 76714
Median household income in ZIP 76714 is about $38,965 — about 48% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 21.8%; unemployment rate near 4.1%; 25.5% of adults with a bachelor’s degree or higher (about 8.2 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Transportation; about 6.2% of workers reporting work-from-home (about 9.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 76714
Median home value is about $171,700 — about 51% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $881 (about 24% below the U.S. median rent ($1,163)), and owner-occupancy near 10.2% (about 55.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 76714, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,103. That is about 21% above the local median household income ($38,965), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.