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ZIP 76804 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76804

Median Home Value
$38,900
Median Rent
$459
Affordability Snapshot
$11,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$250/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76804, a household would need roughly $11,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $250. That sits below the local median household income ($29,414), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (28% built before 1939)

Owner Occupied
56.8%-13% vs US avg
x
Vacancy Rate
26.9%+161% vs US avg
x
Broadband Access
74.9%-14% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
28.3%+121% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
92.5%+142% vs US avg
x
$38,900
Home Value
$459
Rent
1951
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.5%
  • 1-unit attached0.9%
  • 2-9 units25.6%
  • 10+ units9.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$38,900
Median rent$459
Owner-occupied56.8%
Vacant26.9%
Price-to-income1.3x
Est. income to buy$11,000