US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 76823
  5. Housing & Real Estate
Bangs city, TX

ZIP 76823 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76823

Median Home Value
$136,600
Median Rent
$517
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$877/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76823 in Bangs city, TX, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $877. That sits below the local median household income ($56,853), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.8%+17% vs US avg
x
Vacancy Rate
17.4%+69% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
0.5%-96% vs US avg
x
Built Pre-1939
6.1%-52% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
2.4%-95% vs US avg
x
Mortgage-Free
58.1%+52% vs US avg
x
$136,600
Home Value
$517
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached0.5%
  • 2-9 units7.9%
  • 10+ units1.4%
  • Mobile home & other21.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$136,600
Median rent$517
Owner-occupied76.8%
Vacant17.4%
Price-to-income2.4x
Est. income to buy$38,000