US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 76861
  5. Housing & Real Estate
Miles city, TX

ZIP 76861 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76861

Median Home Value
$186,100
Median Rent
$543
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,195/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76861 in Miles city, TX, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,195. That sits below the local median household income ($86,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.1%+18% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
12.5%-2% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
58.2%+52% vs US avg
x
$186,100
Home Value
$543
Rent
1973
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.1%
  • 1-unit attached1.1%
  • 2-9 units0.9%
  • 10+ units0.0%
  • Mobile home & other17.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$186,100
Median rent$543
Owner-occupied77.1%
Vacant10.2%
Price-to-income2.2x
Est. income to buy$51,000