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San Saba city, TX

ZIP 76877 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76877

Median Home Value
$157,800
Median Rent
$628
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,014/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76877 in San Saba city, TX, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,014. That sits below the local median household income ($52,563), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.1%+1% vs US avg
x
Vacancy Rate
19.9%+93% vs US avg
x
Broadband Access
88.0%+1% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
8.4%-34% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
9.1%-82% vs US avg
x
Mortgage-Free
74.5%+95% vs US avg
x
$157,800
Home Value
$628
Rent
1974
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.9%
  • 1-unit attached2.0%
  • 2-9 units9.1%
  • 10+ units1.9%
  • Mobile home & other9.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,800
Median rent$628
Owner-occupied66.1%
Vacant19.9%
Price-to-income3.0x
Est. income to buy$43,000