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Houston city, TX

ZIP 77027 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77027

Median Home Value
$881,700
Median Rent
$1,673
Affordability Snapshot
$243,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,664/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77027 in Houston city, TX, a household would need roughly $243,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,664. That is about 136% above the local median household income ($102,861), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
29.2%-55% vs US avg
x
Vacancy Rate
14.3%+39% vs US avg
x
Broadband Access
98.6%+13% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
3.1%-54% vs US avg
x
Rent Burden >30%
15.4%-69% vs US avg
x
Mortgage-Free
52.1%+37% vs US avg
x
$881,700
Home Value
$1,673
Rent
2003
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached17.1%
  • 1-unit attached5.2%
  • 2-9 units4.9%
  • 10+ units71.7%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$881,700
Median rent$1,673
Owner-occupied29.2%
Vacant14.3%
Price-to-income8.6x
Est. income to buy$243,000