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Houston city, TX

ZIP 77054 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77054

Median Home Value
$173,000
Median Rent
$1,279
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,111/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77054 in Houston city, TX, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,111. That sits below the local median household income ($59,087), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
11.2%-83% vs US avg
x
Vacancy Rate
12.8%+24% vs US avg
x
Broadband Access
94.4%+9% vs US avg
x
4+ Bedrooms
0.2%-99% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
19.7%-60% vs US avg
x
Mortgage-Free
45.2%+18% vs US avg
x
$173,000
Home Value
$1,279
Rent
1991
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached5.3%
  • 1-unit attached3.6%
  • 2-9 units21.4%
  • 10+ units69.6%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$173,000
Median rent$1,279
Owner-occupied11.2%
Vacant12.8%
Price-to-income2.9x
Est. income to buy$48,000