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ZIP 77225 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77225

Median Home Value
$416,000
Median Rent
$1,472
Affordability Snapshot
$115,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,672/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77225, a household would need roughly $115,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,672. That is about 53% above the local median household income ($75,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
22.3%-66% vs US avg
x
Vacancy Rate
7.8%-25% vs US avg
x
Broadband Access
98.0%+13% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
4.0%-43% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
36.6%-4% vs US avg
x
$416,000
Home Value
$1,472
Rent
1995
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached19.1%
  • 1-unit attached4.0%
  • 2-9 units13.0%
  • 10+ units62.6%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$416,000
Median rent$1,472
Owner-occupied22.3%
Vacant7.8%
Price-to-income5.5x
Est. income to buy$115,000