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ZIP 77265 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77265

Median Home Value
$532,000
Median Rent
$1,801
Affordability Snapshot
$146,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,417/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77265, a household would need roughly $146,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,417. That is about 22% above the local median household income ($119,267), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
40.0%-39% vs US avg
x
Vacancy Rate
1.9%-81% vs US avg
x
Broadband Access
97.4%+12% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
45.5%+19% vs US avg
x
$532,000
Home Value
$1,801
Rent
1996
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached23.5%
  • 1-unit attached11.7%
  • 2-9 units5.5%
  • 10+ units58.5%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$532,000
Median rent$1,801
Owner-occupied40.0%
Vacant1.9%
Price-to-income4.5x
Est. income to buy$146,000