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ZIP 77284
Housing & Real Estate

ZIP 77284 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77284

Median Home Value

$218,500

Median Rent

$969

Affordability Snapshot

$60,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,404/mo PITI).

21%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77284, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,404. That is roughly in line with the local median household income ($54,947). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

24.0%-63% vs US avg

Vacancy Rate

18.5%+79% vs US avg

Broadband Access

97.6%+12% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

31.2%-37% vs US avg

Mortgage-Free

56.7%+49% vs US avg

$218,500

Home Value

$969

Rent

1981

Year Built

2019

Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached26.7%
1-unit attached6.7%
2-9 units17.8%
10+ units48.8%
Mobile home & other0.0%

ZIP 77284 — Housing & Real Estate

Housing & Real Estate in ZIP Code 77284

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