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ZIP 77292 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77292

Median Home Value
$797,400
Median Rent
$1,036
Affordability Snapshot
$220,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,122/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

64.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77292, a household would need roughly $220,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,122. That is about 25% above the local median household income ($176,091), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (24% built before 1939)

Owner Occupied
89.2%+36% vs US avg
x
Vacancy Rate
5.9%-42% vs US avg
x
Broadband Access
79.5%-9% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
23.6%+84% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
89.5%+80% vs US avg
x
Mortgage-Free
30.4%-20% vs US avg
x
$797,400
Home Value
$1,036
Rent
2004
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.9%
  • 1-unit attached0.6%
  • 2-9 units0.0%
  • 10+ units6.9%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$797,400
Median rent$1,036
Owner-occupied89.2%
Vacant5.9%
Price-to-income4.5x
Est. income to buy$220,000