ZIP Code 77304 — Conroe city, TX Demographics & Data

ZIP code 77304 covers Conroe, TX in Montgomery County with a population of about 42,277.

At a glance, the area shows median age of 34.0 versus a U.S. median of about 38.9.

It sits in telephone area code 936; U.S. House district TX-8; the HOUSTON media market.

Median household income in ZIP 77304 is about $78,574 — about 5% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.1%; unemployment rate near 2.7%; 41.8% of adults with a bachelor’s degree or higher (about 8.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Healthcare; about 12.6% of workers reporting work-from-home (about 2.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $324,800 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,270 (about 9% above the U.S. median rent ($1,163)), and owner-occupancy near 57.7% (about 7.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 77304 in Conroe, TX, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,086. That is roughly in line with the local median household income ($78,574). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Conroe city, TX as Relatively High (composite score 95.7), which is among the highest nationally. The strongest component scores on US5 are flood (95.6) and hurricane (93.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Conroe city, TX show little to no average snow and around 51.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,994 for ZIP 77304 (Conroe city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.