US5.com
  1. Home
  2. States
  3. ZIP 77404
  4. Housing & Real Estate
,

ZIP 77404 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77404

Median Home Value
$127,000
Median Rent
$784
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$816/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

13.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77404, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $816. That sits below the local median household income ($41,151), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
22.7%-65% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
68.6%+79% vs US avg
x
$127,000
Home Value
$784
Rent
1982
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached21.3%
  • 1-unit attached2.2%
  • 2-9 units38.4%
  • 10+ units31.2%
  • Mobile home & other6.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$127,000
Median rent$784
Owner-occupied22.7%
Vacant10.3%
Price-to-income3.1x
Est. income to buy$35,000