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Houston city, TX

ZIP 77407 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77407

Median Home Value
$353,800
Median Rent
$1,795
Affordability Snapshot
$97,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,273/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77407 in Houston city, TX, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,273. That is roughly in line with the local median household income ($101,595). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.8%+19% vs US avg
x
Vacancy Rate
2.3%-78% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
11.0%-26% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
6.7%-3% vs US avg
x
Rent Burden >30%
22.7%-54% vs US avg
x
Mortgage-Free
22.8%-40% vs US avg
x
$353,800
Home Value
$1,795
Rent
2013
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.0%
  • 1-unit attached0.9%
  • 2-9 units3.3%
  • 10+ units10.1%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$353,800
Median rent$1,795
Owner-occupied77.8%
Vacant2.3%
Price-to-income3.5x
Est. income to buy$97,000