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El Campo city, TX

ZIP 77437 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77437

Median Home Value
$175,400
Median Rent
$745
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,127/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77437 in El Campo city, TX, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,127. That sits below the local median household income ($72,490), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.8%+5% vs US avg
x
Vacancy Rate
9.5%-8% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
10.4%-19% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
15.0%-70% vs US avg
x
Mortgage-Free
56.5%+48% vs US avg
x
$175,400
Home Value
$745
Rent
1975
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.9%
  • 1-unit attached1.9%
  • 2-9 units8.0%
  • 10+ units2.5%
  • Mobile home & other9.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$175,400
Median rent$745
Owner-occupied68.8%
Vacant9.5%
Price-to-income2.4x
Est. income to buy$48,000