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Houston city, TX

ZIP 77450 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77450

Median Home Value
$342,000
Median Rent
$1,544
Affordability Snapshot
$94,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,197/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77450 in Houston city, TX, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,197. That sits below the local median household income ($105,607), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.6%+6% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
97.4%+12% vs US avg
x
4+ Bedrooms
11.9%-19% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
40.8%+7% vs US avg
x
$342,000
Home Value
$1,544
Rent
1995
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.5%
  • 1-unit attached1.0%
  • 2-9 units5.0%
  • 10+ units18.0%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$342,000
Median rent$1,544
Owner-occupied69.6%
Vacant3.6%
Price-to-income3.2x
Est. income to buy$94,000