ZIP Code 77457 — Matagorda CDP, TX Demographics & Data

ZIP code 77457 covers Matagorda, TX in Matagorda County with a population of about 460.

At a glance, the area shows median age of 62.6 versus a U.S. median of about 38.9.

It sits in telephone area code 979; U.S. House district TX-22; the HOUSTON media market.

Matagorda, TX fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 42.0%; unemployment rate near 25.1%; 18.3% of adults with a bachelor’s degree or higher (about 15.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Public administration, and Retail trade; about 41.0% of workers reporting work-from-home (about 25.8 points above the U.S. share (15.2%)); a mean commute of about 102.0 minutes (U.S. average near 26.8).

Median home value is about $271,600 — about 22% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 75.9% (about 10.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 77457 in Matagorda, TX, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,745. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Matagorda CDP, TX as Relatively Low (composite score 80.3), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (95.6) and wildfire (73.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Matagorda CDP, TX show little to no average snow and around 44.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 77457 (Matagorda CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.