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ZIP 77512
Housing & Real Estate

ZIP 77512 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77512

Median Home Value

$177,200

Median Rent

$1,057

Affordability Snapshot

$49,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,138/mo PITI).

28%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77512, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,138. That is roughly in line with the local median household income ($46,058). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

34.5%-47% vs US avg

Vacancy Rate

13.7%+33% vs US avg

Broadband Access

95.5%+10% vs US avg

4+ Bedrooms

0.3%-98% vs US avg

Built Pre-1939

0.0%

Built Post-2014

3.0%-57% vs US avg

Rent Burden >30%

19.1%-62% vs US avg

Mortgage-Free

56.3%+47% vs US avg

$177,200

Home Value

$1,057

Rent

1978

Year Built

2018

Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached30.6%
1-unit attached3.4%
2-9 units23.0%
10+ units36.0%
Mobile home & other7.0%

ZIP 77512 — Housing & Real Estate

Housing & Real Estate in ZIP Code 77512

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