Median home value is about $151,500 — about 56% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 93.2% (about 27.8 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 77538 in Devers, TX, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $973. That sits below the local median household income ($75,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.