US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 77539
  5. Housing & Real Estate
Texas City city, TX

ZIP 77539 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77539

Median Home Value
$246,400
Median Rent
$1,135
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,583/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77539 in Texas City city, TX, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,583. That sits below the local median household income ($85,263), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.8%+14% vs US avg
x
Vacancy Rate
7.4%-28% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
19.9%-60% vs US avg
x
Mortgage-Free
40.4%+6% vs US avg
x
$246,400
Home Value
$1,135
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.1%
  • 1-unit attached2.4%
  • 2-9 units4.7%
  • 10+ units8.7%
  • Mobile home & other13.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$246,400
Median rent$1,135
Owner-occupied74.8%
Vacant7.4%
Price-to-income2.9x
Est. income to buy$68,000