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ZIP 77549 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77549

Median Home Value
$540,900
Median Rent
$1,245
Affordability Snapshot
$149,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,475/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

36.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77549, a household would need roughly $149,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,475. That is about 22% above the local median household income ($121,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.1%+15% vs US avg
x
Vacancy Rate
1.7%-84% vs US avg
x
Broadband Access
93.1%+7% vs US avg
x
4+ Bedrooms
12.8%-13% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
21.7%-56% vs US avg
x
Mortgage-Free
38.6%+1% vs US avg
x
$540,900
Home Value
$1,245
Rent
1988
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.9%
  • 1-unit attached2.6%
  • 2-9 units1.3%
  • 10+ units20.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$540,900
Median rent$1,245
Owner-occupied75.1%
Vacant1.7%
Price-to-income4.4x
Est. income to buy$149,000