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ZIP 77631 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77631

Median Home Value
$83,800
Median Rent
$800
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$538/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77631, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $538. That sits below the local median household income ($44,160), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
51.4%-21% vs US avg
x
Vacancy Rate
30.1%+192% vs US avg
x
Broadband Access
74.7%-14% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
17.1%+33% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
13.0%-74% vs US avg
x
Mortgage-Free
71.1%+86% vs US avg
x
$83,800
Home Value
$800
Rent
1959
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.6%
  • 1-unit attached6.9%
  • 2-9 units2.9%
  • 10+ units2.7%
  • Mobile home & other8.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$83,800
Median rent$800
Owner-occupied51.4%
Vacant30.1%
Price-to-income1.9x
Est. income to buy$23,000