US5.com
  1. Home
  2. States
  3. ZIP 77704
  4. Housing & Real Estate
,

ZIP 77704 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77704

Median Home Value
$144,000
Median Rent
$591
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$925/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77704, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $925. That sits below the local median household income ($50,465), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
37.3%-43% vs US avg
x
Vacancy Rate
23.5%+128% vs US avg
x
Broadband Access
74.5%-14% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
9.8%-23% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
9.3%-81% vs US avg
x
Mortgage-Free
56.8%+49% vs US avg
x
$144,000
Home Value
$591
Rent
1974
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.1%
  • 1-unit attached6.9%
  • 2-9 units25.1%
  • 10+ units13.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$144,000
Median rent$591
Owner-occupied37.3%
Vacant23.5%
Price-to-income2.9x
Est. income to buy$40,000