What to know about ZIP 77805
ZIP code 77805 covers ZIP 77805 with a population of about 3,097.
At a glance, the area shows median age of 53.6 versus a U.S. median of about 38.9.
It sits in the WACO - TEMPLE - BRYAN media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 77805 covers ZIP 77805 with a population of about 3,097.
At a glance, the area shows median age of 53.6 versus a U.S. median of about 38.9.
It sits in the WACO - TEMPLE - BRYAN media market.
ZIP 77805 fits a retirement-oriented profile (high share of residents 65+ (38.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
Median household income in ZIP 77805 is about $61,780 — about 18% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 19.9%; unemployment rate near 2.8%; 53.0% of adults with a bachelor’s degree or higher (about 19.3 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Education, Finance and insurance, and Retail trade; about 9.0% of workers reporting work-from-home (about 6.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $262,700 — about 25% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,056 (about 9% below the U.S. median rent ($1,163)), and owner-occupancy near 53.9% (about 11.5 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 77805, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,688. That is about 17% above the local median household income ($61,780), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.