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College Station city, TX

ZIP 77840 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77840

Median Home Value
$241,000
Median Rent
$898
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,548/mo PITI).

34%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77840 in College Station city, TX, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,548. That is about 111% above the local median household income ($31,278), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
11.1%-83% vs US avg
x
Vacancy Rate
14.4%+40% vs US avg
x
Broadband Access
76.1%-13% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
40.1%-19% vs US avg
x
Mortgage-Free
54.0%+41% vs US avg
x
$241,000
Home Value
$898
Rent
1990
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached17.6%
  • 1-unit attached7.5%
  • 2-9 units37.0%
  • 10+ units36.4%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$241,000
Median rent$898
Owner-occupied11.1%
Vacant14.4%
Price-to-income7.7x
Est. income to buy$66,000