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Ganado city, TX

ZIP 77962 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77962

Median Home Value
$228,300
Median Rent
$757
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,467/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77962 in Ganado city, TX, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,467. That is roughly in line with the local median household income ($60,875). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
59.8%-9% vs US avg
x
Vacancy Rate
15.5%+50% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
16.9%+32% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
2.9%-94% vs US avg
x
Mortgage-Free
52.3%+37% vs US avg
x
$228,300
Home Value
$757
Rent
1970
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.7%
  • 1-unit attached1.7%
  • 2-9 units7.9%
  • 10+ units0.0%
  • Mobile home & other12.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$228,300
Median rent$757
Owner-occupied59.8%
Vacant15.5%
Price-to-income3.8x
Est. income to buy$63,000