Median home value is about $305,300 — about 12% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 63.8% (about 1.6 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 77987 in TX, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,961. That is roughly in line with the local median household income ($86,827). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.