US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 77990
  5. Housing & Real Estate
Tivoli CDP, TX

ZIP 77990 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77990

Median Home Value
$58,800
Median Rent
$525
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$378/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

0.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77990 in Tivoli CDP, TX, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $378. That sits below the local median household income ($65,417), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.1%+30% vs US avg
x
Vacancy Rate
33.7%+227% vs US avg
x
Broadband Access
71.6%-18% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
27.9%-44% vs US avg
x
Mortgage-Free
76.8%+101% vs US avg
x
$58,800
Home Value
$525
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.6%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other15.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$58,800
Median rent$525
Owner-occupied85.1%
Vacant33.7%
Price-to-income0.9x
Est. income to buy$16,000