ZIP Code 78010 — Center Point CDP, TX Demographics & Data

ZIP code 78010 covers Center Point, TX in Kerr County with a population of about 3,819.

At a glance, the area shows median age of 44.9 versus a U.S. median of about 38.9.

It sits in telephone area code 830; U.S. House district TX-21; the SAN ANTONIO media market.

Median household income in ZIP 78010 is about $70,900 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.2%; unemployment rate near 6.2%; 27.9% of adults with a bachelor’s degree or higher (about 5.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Retail trade, and Food services; about 19.4% of workers reporting work-from-home (about 4.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $273,700 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 74.1% (about 8.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78010 in Center Point, TX, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,758. That is roughly in line with the local median household income ($70,900). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Center Point CDP, TX as Relatively Low (composite score 77.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.2) and wildfire (84.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Center Point CDP, TX show little to no average snow and around 30.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 180 for ZIP 78010 (Center Point CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.