ZIP Code 78043 — Laredo city, TX Demographics & Data

ZIP code 78043 covers Laredo, TX in Webb County with a population of about 44,044.

At a glance, the area shows median age of 28.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 361, 956; U.S. House district TX-28; the LAREDO media market.

Median household income in ZIP 78043 is about $54,280 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.8%; unemployment rate near 8.0%; 12.9% of adults with a bachelor’s degree or higher (about 20.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Transportation, and Healthcare; about 6.7% of workers reporting work-from-home (about 8.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $151,400 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $756 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 53.9% (about 11.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78043 in Laredo, TX, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $973. That sits below the local median household income ($54,280), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Laredo city, TX as Relatively Moderate (composite score 89.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.0) and hurricane (85.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Laredo city, TX show little to no average snow and around 21.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,078 for ZIP 78043 (Laredo city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.