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, TX

ZIP 78055 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78055

Median Home Value
$245,200
Median Rent
$345
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,575/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

59.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78055 in TX, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,575. That is roughly in line with the local median household income ($71,635). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.0%+19% vs US avg
x
Vacancy Rate
30.1%+192% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
9.6%-35% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
3.8%-45% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
65.5%+71% vs US avg
x
$245,200
Home Value
$345
Rent
1992
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.9%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other37.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$245,200
Median rent$345
Owner-occupied78.0%
Vacant30.1%
Price-to-income3.4x
Est. income to buy$68,000