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Canyon Lake CDP, TX

ZIP 78070 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78070

Median Home Value
$469,500
Median Rent
$1,211
Affordability Snapshot
$129,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,016/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78070 in Canyon Lake CDP, TX, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,016. That is roughly in line with the local median household income ($115,076). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
90.7%+39% vs US avg
x
Vacancy Rate
5.7%-44% vs US avg
x
Broadband Access
96.1%+10% vs US avg
x
4+ Bedrooms
8.7%-41% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
10.9%-78% vs US avg
x
Mortgage-Free
35.6%-7% vs US avg
x
$469,500
Home Value
$1,211
Rent
2006
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.3%
  • 1-unit attached0.1%
  • 2-9 units0.0%
  • 10+ units3.3%
  • Mobile home & other18.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$469,500
Median rent$1,211
Owner-occupied90.7%
Vacant5.7%
Price-to-income4.1x
Est. income to buy$129,000