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San Antonio city, TX

ZIP 78112 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78112

Median Home Value
$120,400
Median Rent
$928
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$773/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78112 in San Antonio city, TX, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $773. That sits below the local median household income ($54,445), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.2%+36% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
83.0%-5% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
33.1%-33% vs US avg
x
Mortgage-Free
67.4%+76% vs US avg
x
$120,400
Home Value
$928
Rent
1997
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached36.2%
  • 1-unit attached0.0%
  • 2-9 units1.1%
  • 10+ units0.0%
  • Mobile home & other62.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$120,400
Median rent$928
Owner-occupied89.2%
Vacant4.5%
Price-to-income2.2x
Est. income to buy$33,000