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McQueeney CDP, TX

ZIP 78123 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78123

Median Home Value
$238,900
Median Rent
N/A
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,535/mo PITI).

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 78123 in McQueeney CDP, TX, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,535. That sits below the local median household income ($95,700), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.5%+35% vs US avg
x
Vacancy Rate
27.4%+166% vs US avg
x
Broadband Access
97.9%+12% vs US avg
x
4+ Bedrooms
10.5%-29% vs US avg
x
Built Pre-1939
8.9%-30% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
62.8%+26% vs US avg
x
Mortgage-Free
73.3%+92% vs US avg
x
$238,900
Home Value
N/A
Rent
1989
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.2%
  • 1-unit attached1.6%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other20.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$238,900
Median rent$-666,666,666
Owner-occupied88.5%
Vacant27.4%
Price-to-income2.5x
Est. income to buy$66,000