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ZIP 78156
Housing & Real Estate

ZIP 78156 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78156

Median Home Value

$205,200

Median Rent

$718

Affordability Snapshot

$56,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,318/mo PITI).

16%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78156, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,318. That is roughly in line with the local median household income ($53,324). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

56.1%-14% vs US avg

Vacancy Rate

7.6%-26% vs US avg

Broadband Access

79.3%-9% vs US avg

4+ Bedrooms

5.2%-65% vs US avg

Built Pre-1939

7.0%-45% vs US avg

Built Post-2014

0.7%-90% vs US avg

Rent Burden >30%

15.5%-69% vs US avg

Mortgage-Free

67.0%+75% vs US avg

$205,200

Home Value

$718

Rent

1976

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached66.9%
1-unit attached0.8%
2-9 units22.2%
10+ units4.3%
Mobile home & other5.8%

ZIP 78156 — Housing & Real Estate

Housing & Real Estate in ZIP Code 78156

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